In this guide, we will demonstrate how to receive rewards from the PREMIUM Pool in ULTIMA and explain the splitting process in the PREMIUM Pool.
Withdrawing PREMIUM SPLIT Tokens From the Dashboard
To receive rewards from the PREMIUM Pool in ULTIMA using the DeFi-U product, you need to withdraw PREMIUM SPLIT tokens to your wallet in the SMART Wallet app. Make sure to update your wallet to the latest version and activate it to perform operations with SPLIT tokens. To activate, simply transfer 1 SMART to your wallet. Please note that two-factor authentication is required to withdraw tokens.
So, to withdraw SPLIT tokens, open the dashboard on the DeFi-U website and select PREMIUM SPLIT in the upper right corner:
At the top left, you will see your available balance under My PREMIUM SPLIT with a Payout button. Click this button:
A window will open where you need to select the balance for withdrawal. Choose the Available PREMIUM SPLIT balance and click Next Step:
In the window that opens, paste the address of your PREMIUM SPLIT wallet in the Wallet address field (you can copy the address from Smart Wallet).
Paste the copied address, enter the amount of PREMIUM SPLIT tokens you want to withdraw in the field next to the address, and click the Transfer button:
A window will open where you need to enter the two-factor authentication code. Open the Google Authenticator app and enter the current code from the app into the corresponding field. 
If everything is done correctly, you will see a message confirming that the token withdrawal request has been created. The tokens will soon be sent to the wallet you specified.
You can find the payout history in the Payouts — History section:
Splitting in the PREMIUM Pool
Step 1: Freezing PREMIUM Splits
Select the PREMIUM SPLIT token in your wallet:
To participate in splitting, you first need to freeze the PREMIUM SPLIT tokens.
Please keep in mind an important rule: any action involving the freezing or unfreezing of PREMIUM SPLIT tokens resets their age. For example, if you received a reward 20 hours ago and had 4 hours left until the next one, freezing or unfreezing PREMIUM SPLIT will reset the reward waiting time to 24 hours. Therefore, we recommend requesting your reward first, and then freezing the tokens.
Now, let's proceed with the preparation for splitting in the PREMIUM Pool. Click on the freeze icon:
On the screen that opens, you will see your available balance for freezing (Available Balance) and the total number of frozen tokens (Total Frozen Balance):
To freeze the tokens, click the Freeze button. On the next screen that opens, you will be prompted to enter the number of tokens to freeze.
After correctly entering your PIN code, you will see a confirmation screen for the freezing process:
Unfreezing Tokens
To unfreeze tokens, return to the freezing menu. At the bottom of the screen, click the Unfreeze button.
On the screen that opens, enter the amount you wish to unfreeze and click Confirm:
On the next screen, verify the amount and confirm the unfreezing by clicking the Unfreeze button:
Confirm the action with your PIN code. After this, you will see a screen indicating that the process was successful:
Step 2: Requesting Rewards for Frozen Tokens
Now let’s talk about how to request your reward. Go to PREMIUM SPLIT and click the Splitting button — it is located just below your balance:
Please note that splitting requires SMART coins in your balance — they are necessary to pay for executing the split contract. If you do not have enough SMART coins, you will be prompted to top up your balance:
If you have enough coins, a window with information on the current status of splitting will open:
On the screen that opens, you will see the following information:
MY PREMIUM SPLITS — the number of frozen PREMIUM SPLIT tokens in your balance;
TOTAL PREMIUM SPLITS — the total number of frozen PREMIUM SPLIT tokens in the blockchain;
DAILY REWARD — the daily amount of ULTIMA tokens distributed among users who have frozen PREMIUM SPLIT tokens;
POOL SUPPLY — the amount of ULTIMA in the pool;
Current block —shows the current block in the blockchain;
Final block — shows the last block for the current halving period;
MY ESTIMATED REWARD — the estimated reward amount for all splits eligible for splitting.
Please note that if you froze tokens less than 24 hours ago, you will not be able to request a reward.
Now click the Claim Reward button to request your reward from the blockchain:
A confirmation screen will appear.
Please note that if you are using SMART Defender, you will need to tap your card against your smartphone to request the reward.
Check the box to confirm that you agree with the product’s terms of use, and click the Confirm button.
Done! You have successfully requested your reward:
Click OK to open the ULTIMA token screen, where you can view your reward!
Don’t forget to participate in splitting and request your reward every day!
If you have any questions, contact support, and we’ll be happy to assist you.